(305) 703-0020 info@portofino.goldentrust.com 600 NE 22nd TER Suite 313R, Homestead, FL 33033
Your Family,
Our Mission.

PROTECTING WHAT MATTERS MOST

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Tell us a little about yourself and we'll find the best coverage for your needs.

This checkbox is optional. Consent is not a condition of purchase or service.

Trusted Insurance Carriers We Work With

Citizens
Florida Peninsula
Security First
Progressive
Wright Flood
Universal Property

Why GoldenTrust?

For GoldenTrust Insurance, our clients are family. We take care of our family with passion and commitment. We will help you find the best way to protect what matters most — your home, your car, your business, your life.

Our licensed agents are local South Florida experts who speak your language and understand your community. We shop multiple carriers to find you the best rate with the right coverage.

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Our Insurance Services

Home Insurance

Home Insurance

Comprehensive coverage for your home and belongings. Citizens, Florida Peninsula, Security First & more.

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Auto Insurance

Auto Insurance

Protect your vehicle with the right auto coverage. We work with top carriers to get you the best rate.

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Commercial

Commercial Insurance

Protect your business from liability, property damage, and more. Customized for Florida businesses.

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Life Insurance

Life Insurance

Secure your family's future. Term and whole life policies to protect those who depend on you.

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Health Insurance

Health Insurance

Individual, family, and group health plans. Our agents help you navigate the marketplace.

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Flood Insurance

Flood Insurance

Required by many lenders in flood zones. We work with Wright Flood and the NFIP.

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Text Message Communication

GoldenTrust Insurance – Portofino Agency may send you text messages (SMS/MMS) about your insurance quote, policy information, renewal reminders, and important updates using an automated or manual system.

Message frequency: Message frequency varies based on your account activity and interactions with our agency. You may receive up to 4 messages per month.

Message & data rates may apply. Standard carrier messaging and data rates may apply depending on your mobile plan.

How to Opt Out: Reply STOP to any text message to unsubscribe. You will receive a confirmation message and no further messages will be sent. To re-subscribe, reply START. For help, reply HELP or contact us at (305) 703-0020.

By providing your phone number on our website or quote form, you consent to receive text messages from GoldenTrust Insurance – Portofino Agency. Consent is not a condition of any purchase or service. You may opt out at any time. View our full Privacy Policy for details on how we handle your information.

Privacy Policy

Last updated: April 2026

GoldenTrust Insurance – Portofino Agency ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or contact us for insurance services.

1. Information We Collect

We may collect the following types of information:

2. How We Use Your Information

We use the information we collect to:

📱 Text Message (SMS) Communications

By providing your phone number and opting in, you expressly consent to receive text messages (SMS/MMS) from GoldenTrust Insurance – Portofino Agency at the number you provided, including messages sent through an automated system.

Types of messages we send:

  • Insurance quotes and coverage options
  • Policy status updates and renewal reminders
  • Payment reminders and confirmations
  • Important changes to your policy or coverage
  • Appointment reminders and follow-ups
  • Promotional offers and insurance tips (occasional)

Message frequency: Up to 4 messages per month, depending on your account activity. Message & data rates may apply.

To opt out: Reply STOP to any message at any time. You will receive a one-time confirmation and no further messages will be sent. Reply START to re-subscribe. Reply HELP for assistance.

Carriers: Supported carriers include but may not be limited to AT&T, T-Mobile, Verizon, Sprint, Boost, U.S. Cellular, and others. Carriers are not liable for delayed or undelivered messages.

Consent is not required: Your consent to receive text messages is not a condition of purchasing any insurance product or service from us.

Data sharing: We do not share, sell, or disclose your mobile number or text message opt-in data to any third parties for their own marketing purposes. Your information may be shared with our insurance carrier partners solely for the purpose of processing your insurance application.

3. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties. Mobile Opt-In, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.

We may share your information in the following limited circumstances:

4. Data Security

We implement industry-standard security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or method of electronic storage is 100% secure.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors come from. You can control cookie settings through your browser preferences.

6. Your Rights and Choices

You have the right to:

7. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page with an updated date. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

GoldenTrust Insurance – Portofino Agency
600 NE 22nd TER Suite 313R
Homestead, FL 33033
Phone: (305) 703-0020
Email: info@portofino.goldentrust.com

Terms & Conditions

Last updated: April 2026

By accessing or using the GoldenTrust Insurance – Portofino Agency website and services, you agree to these Terms & Conditions. Please read them carefully.

1. Use of Services

You agree to use our website and services only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of our services. You must be at least 18 years of age to use our services.

2. Insurance Quotes

Insurance quotes provided through our website are estimates based on the information you provide. Final premiums are determined by the insurance carrier and are subject to underwriting approval.

📱 SMS Terms & Conditions

1. SMS Consent Communication:
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2. Types of SMS Communications:
If you have consented to receive text messages from Goldentrust Insurance Portofino, you may receive messages related to the following:

  • Conversational purposes — quotes, policy questions, general inquiries
  • Appointment reminders
  • Follow-up messages
  • Billing inquiries

Example: "Hello, this is Goldentrust Insurance Portofino. We wanted to follow up on your recent insurance inquiry. Please reply with any questions or call us at (305) 703-0020. Reply STOP to opt out of SMS messaging from Goldentrust Insurance Portofino."

3. Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 4 SMS messages per month related to your insurance inquiries, policy reminders, or follow-ups.

4. Potential Fees for SMS Messaging:
Please note that standard message and data rates may apply, depending on your carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.

5. Opt-In Method:
You may opt in to receive SMS messages from Goldentrust Insurance Portofino in the following way:

  • By submitting an online form and checking the SMS consent checkbox

6. Opt-Out Method:
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly at (305) 703-0020 to request removal from our messaging list.

7. Help:
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us by calling (305) 703-0020 or visiting our Privacy Policy page.

Additional Options: If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

8. Standard Messaging Disclosures:

  • Message and data rates may apply.
  • You can opt out at any time by texting "STOP."
  • For assistance, text "HELP" or visit our Privacy Policy and Terms & Conditions pages.
  • Message frequency may vary.

3. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of GoldenTrust Insurance and its franchisors and is protected by applicable intellectual property laws.

4. Disclaimer of Warranties

Our website and services are provided "as is" without any warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.

5. Limitation of Liability

GoldenTrust Insurance – Portofino Agency shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of our services.

6. Governing Law

These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict of law principles.

7. Contact

Questions about these Terms? Contact us at (305) 703-0020 or info@portofino.goldentrust.com.

Florida Home Insurance

Protecting your most valuable investment

Every home insurance policy is a package policy, which means that you will receive a group of various coverages packaged into the policy for one overall premium. These could include coverage on the building itself, as well as your possessions inside. Some coverage packages will also include liability and medical insurance in case of an injury or liability issue that takes place on the property.

The right amount of coverage that you possess for your home is one of the most important decisions you can make when acquiring a homeowner's insurance policy. You'll need a home insurance policy that actively protects your investment while ensuring that your finances don't get ruined if something unforeseen occurs to your residence.

Our team at GoldenTrust Insurance works with several different insurance companies, enabling us to shop for the BEST Florida insurance coverage at the best price. Your home likely reflects one of your most prized possessions — it is vital to protect this investment, especially in Florida where mother nature can impart notable damage at a moment's notice.

Dwelling Coverage

This coverage will protect the overall structure of the house, including the roof and the walls.

Personal Property Coverage

Protects what is inside the home — furniture, appliances, and more, even when damaged outside the house.

Liability Coverage

Covers legal costs and damages if someone is injured on your property or you cause damage to others.

Additional Living Expenses

Covers hotel and living costs if your home becomes uninhabitable due to a covered loss.

Get a Free Quote →

Or call us at (305) 703-0020

Auto Insurance

Unbeatable coverage on all personal vehicle types

The GoldenTrust Insurance team offers auto insurance coverage for ALL Florida drivers. Our auto insurance policies include basic, personal, and family auto coverage, in addition to the more extensive protection that high net-worth individuals and classic car owners may require.

GoldenTrust Insurance will provide coverage for one or more cars, trucks, and SUVs, additionally offering supplemental policies and coverage for personal vehicles. Some common personal vehicles under our auto insurance umbrella include:

🏍 Motorcycles ⛵ Boats 🚤 Jet Skis & Watercraft 🚐 RVs 🏎 All-Terrain Vehicles 🚛 Trailers

Liability Coverage

Covers bodily injury and property damage you cause to others in an accident.

Collision Coverage

Pays for damage to your vehicle after a collision, regardless of who's at fault.

Comprehensive Coverage

Covers non-collision damage — theft, weather, fire, and more.

PIP / No-Fault

Required in Florida — covers your medical expenses regardless of fault.

Uninsured Motorist

Protects you when the at-fault driver has no insurance or insufficient coverage.

Get a Free Quote →

Or call us at (305) 703-0020

Commercial Insurance

Protecting Florida businesses of all sizes

Running a business is exceptionally challenging. Owners and managers must make a number of decisions that can vastly impact the operation and success of a company. One of these decisions is selecting the right commercial insurance provider and coverage.

A commercial insurance policy represents a contracted agreement where an insurance company agrees to pay for the replacement, repair, and recovery for the value of whatever a business insures if lost or damaged. All companies, large and small, need some form of insurance. One small mistake without coverage can leave you in complete financial ruin.

Our team from GoldenTrust Insurance is a Florida-based insurance broker that helps Floridians in the community to protect their companies. We offer the following coverages:

Commercial Auto

Covers financial costs from auto accidents when employees are driving for business.

General Liability

Protects your business from third-party claims of bodily injury and property damage.

Property Insurance

Covers your building, equipment, inventory, and business personal property.

Workers' Compensation

Required in Florida for most businesses — covers employee injuries on the job.

Business Owner's Policy

Bundles general liability and property insurance into one affordable package.

Professional Liability

Protects against claims of negligence or mistakes in your professional services.

Get a Free Quote →

Or call us at (305) 703-0020

Life Insurance with Living Benefits

Protect your family's future today

Most people who purchase life insurance intend to provide additional financial security to a beneficiary when they pass away. Unfortunately, traditional life insurance may not cover high costs that can accrue when chronic, critical, or terminal illnesses arise.

With some insurance policy riders, you can access the cash value or accelerate death benefits to use while you are still living. Life insurance with living benefits has no restrictions — once you qualify, you can utilize these funds for any reason.

Common reasons to use living benefits:

Daily care costs Home modifications Elderly care Quality of life expenses Home costs

Term Life Insurance

Affordable coverage for a specific period — ideal for income replacement and mortgage protection.

Whole Life Insurance

Permanent coverage that builds cash value over time — a lifelong asset for your family.

Accelerated Benefits

Access part of your death benefit while living if diagnosed with a chronic, critical, or terminal illness.

Get a Free Quote →

Or call us at (305) 703-0020

Health Insurance

Getting you the right coverage for your needs

Finding the right health insurance plan involves understanding your medical needs for the next year, then finding a plan that offers both a premium that will fit your budget in addition to out-of-pocket costs that won't break the bank.

Health insurance serves as protection in the form of preventative services and paying for additional care when you get sick or hurt. When you enroll in a plan, insurance pays a part of your medical bills so long as they are for covered services — doctor visits, hospital stays, prescriptions, tests, maternity care, and more.

At GoldenTrust Insurance, we believe in educating our clients because knowledge is power. Our team is here to help you find the right policy and understand exactly what you're paying for.

Individual Plans

Coverage tailored for individuals, including marketplace plans with potential subsidies.

Family Plans

Comprehensive coverage for your entire household at competitive group rates.

Medicare Plans

Supplement and Advantage plans to maximize your Medicare benefits.

Group / Business Plans

Offer health benefits to your employees with group coverage options.

Get a Free Quote →

Or call us at (305) 703-0020

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Or reach us directly

📍 600 NE 22nd TER Suite 313R, Homestead, FL 33033

📞 (305) 703-0020

🕐 Monday – Friday: 9:00 AM – 6:00 PM